EXCLUSIVE LONG-TERM DISABILITY PLAN FOR DOT EMPLOYEES

Protect Your Paycheck When You Need It Most

Did you know that 1 in 4 workers will face a disability before retirement?* If an illness, injury, or serious condition prevents you from working, this plan helps replace lost income so you can focus on recovery—not finances.

• Pays up to 60% of your pre-disability income (maximum $5,000/month, minimum $100/month).
• Choose from 3 Elimination Periods to fit your budget and needs.
• No medical exam is required if you enroll during your initial eligibility period.

Why Enroll in the DOT Supplemental Plan?

• Financial Security – Continue paying your bills even if you’re unable to work.
• Customizable Coverage – Pick the plan that fits your lifestyle and budget.
• Peace of Mind – Focus on recovery, knowing your income is protected.

FIND AN AGENT & Enroll Today

🌐 Visit:  Capitalins.com/Find-An-Agent to get a free quote from your local licensed agent or call 800-780-3100.
💡 Eligibility: Department of Transportation (DOT) Employees may enroll during Open Enrollment or as a New Employee (within your first 60 days of employment).