SUPPLEMENTAL PLAN FOR DOT EMPLOYEES ONLY Code 0434

Just over 1 in 4 of today’s 20-year-olds will become disabled before they retire (age 67).**

Protection for your paycheck:

• Helps protect your paycheck if you can’t return to work for a long period of time after a serious condition, injury or sickness.
• Choose from 3 Elimination Periods to find a plan that suits your personal needs and your budget.
• Evidence of Insurability waived upon initial eligibility for enrollment; required if enrolling after initial option to enroll is not taken or if making a change to coverage.
• 60% of pre-disability income up to the maximum benefit of $5,000 Monthly (minimum Monthly benefit $100)

** U.S. Social Security Administration Fact Sheet. Web. 30 June 2017 https://www.ssa.gov/news/press/factsheets/basicfact-alt.pdf

Policy Services

For more information, please contact the Group Benefits Department by phone at 800.780.3100 or email at groupdepartment@capitalins.com. If you have further questions, please contact a Licensed Agent in your area.