ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE FOR DOT EMPLOYEES
PROTECTION FOR YOU AND YOUR LOVED ONES
Accidents can change your life in an instant – whether it’s the loss of sight, hearing, speech, a limb, or even your life. However, with Accidental Death and Dismemberment (AD&D) coverage, provided by your employer, you can help secure your financial future and your family’s well-being. This lump-sum payment coverage is designed to protect you and your loved ones when you need it most.
SECURITY IS NO ACCIDENT
Accidents can happen anytime, anywhere. But with AD&D coverage, you’re protected around the clock. Here’s how the plan works:
- 24/7 Worldwide Protection: Covers a wide range of injuries from loss of sight, speech, or hearing, to the loss of a hand or foot, and even paralysis.
- Accidental Death Coverage: In the event of a fatal accident, your beneficiaries will receive a lump-sum payment to help with funeral costs, living expenses, and more.
- Flexible Coverage for Your Family: Depending on your employer, you can extend this coverage to your spouse and dependent children for just a little more each year.
Additional Services with AD&D Insurance
As part of your AD&D plan with The Hartford, you have access to the following helpful services:
- Beneficiary Counseling Services – Emotional, financial, and legal support for your beneficiaries following a loss. Includes unlimited phone consultations with counselors, attorneys, or financial planners for up to a year and five in-person sessions.
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Travel Assistance: Global access to medical professionals if you need help while traveling more than 100 miles from home for less than 90 days.
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ID Theft Protection: Comprehensive coverage with 24/7 support to prevent and resolve identity theft, plus educational resources and caseworker assistance.
FIND AN AGENT & Enroll Today
🌐 Visit: Capitalins.com/Find-An-Agent to get a free quote from your local licensed agent or call 800-780-3100.
💡 Eligibility: Department of Transportation (DOT) Employees may enroll during Open Enrollment or as a New Employee (within your first 60 days of employment).
📌 Enrollment Process:
- Review the Plan Brochure for full details.
- Complete the Enrollment Form.
- Return it by mail to Capital Insurance Agency’s Group Benefits Department: P.O. Box 15949, Tallahassee, FL 32317
