Humana is pleased to offer you four dental plans to choose from this year. While some of the benefits are similar, others are distinct to each plan. Be sure to review the features in this book to make the right choice for your dental health and budget.
PLANS TO CHOOSE FROM ARE:
- Two managed care plans, Network Plus Prepaid or Select 15 Prepaid.
- A preferred provider dental plan, Preferred Plus DPPO.
- An indemnity plan, Schedule B.
HOW DO THE PLANS WORK?
Network Plus and Select 15 Prepaid covers preventive care and other dental procedures as listed when you're treated by your selected primary care dentist. If your dentist decides you need more specialized treatment, you'll be referred to a participating specialist. With the Network Plus plan, the copayment listing in this brochure applies at both the participating general dentist and specialist. With the Select 15 plan, the participating specialist's fees will be discounted at 25 percent. General dentistry and specialty services are available only in areas where Humana has a participating general dentist and/or specialist.
Preferred Plus DPPO and Schedule B covers preventive care and other dental procedures as listed when you're treated by any dentist you choose. But with the Preferred Plus DPPO plan, a greater portion of your dental expenses will be covered for treatment performed by an in-network dentist who has agreed not to balance bill above their contracted fees. You'll be responsible for deductibles and there are benefit maximums.