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FDOT EMPLOYEES ONLY

Hartford Long-Term Disability

Just over 1 in 4 of today’s 20-year-olds will become disabled before they retire (age 67).**

Protection for your paycheck:

  • Helps protects your paycheck if you can’t return to work for a long period of time after a serious condition, injury or sickness.
  • Choose from 3 Elimination Periods to find a plan that suites your personal needs and your budget.
  • Evidence of Insurability waived upon initial eligibility for enrollment; required if enrolling after initial option to enroll is not taken or if making a change to coverage.
  • 60% of pre-disability income up to maximum benefit of $5,000 Monthly (minimum Monthly benefit $100).

Open the HARTFORD LTD Brochure for plan specific details and to determine premiums.

** U.S. Social Security Administration Fact Sheet. Web. 30 June 2017 https://www.ssa.gov/news/press/factsheets/basicfact-alt.pdf