FDOT EMPLOYEES ONLY
Hartford Long-Term Disability
Just over 1 in 4 of today’s 20-year-olds will become disabled before they retire (age 67).**
Protection for your paycheck:
- Helps protects your paycheck if you can’t return to work for a long period of time after a serious condition, injury or sickness.
- Choose from 3 Elimination Periods to find a plan that suites your personal needs and your budget.
- Evidence of Insurability waived upon initial eligibility for enrollment; required if enrolling after initial option to enroll is not taken or if making a change to coverage.
- 60% of pre-disability income up to maximum benefit of $5,000 Monthly (minimum Monthly benefit $100).
Open the HARTFORD LTD Brochure for plan specific details and to determine premiums.
** U.S. Social Security Administration Fact Sheet. Web. 30 June 2017 https://www.ssa.gov/news/press/factsheets/basicfact-alt.pdf